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NY Driver Safety Blog
Point and Insurance Reduction
Many families have found real value when their entire family takes this point and insurance reduction course. Successful completion of this class provides a 10% reduction for 3 years and a four-point reduction on the driver's New York motor vehicle record. With this course there is NO Classroom required and the entire course from registration to receiving you certificate is completed 100% online. So what are you waiting for...start saving today!
This course will allow New York residents to receive a mandatory 10% reduction on their auto insurance for a period of 3-years. The New York DMV requires that you complete the I-PIRP course within 30 days of the date you registered for the course. To make this easy for you to complete we've sectioned the I-PIRP course into short manageable sections that allows you to manage your time.
Whether you're getting your Commercial Drivers License, your Learner's Permit, or your Motorcycle License, we have the online driver's license prep course to help you pass your written exam the first time. Our online courses are fun, easy and interactive, but most important we GUARANTEE you'll pass the first time.
This course is approved by the New York State Department of Motor Vehicles for point reduction and mandatory 10% auto insurance reduction. A defensive driving class has been available in New York for many years and has recently been approved as an online course. With our course you'll receive the same benefits of the classroom including point and auto insurance reduction; only you'll take the course at your own pace in the privacy of your home.
What are the benefits of taking the point reduction and insurance discount course?
The course provides up to a four-point reduction in the total number of active points on your driving record, depending on when the points were assessed, and a 10% reduction from the base rate of your current liability, no-fault and collision premiums for three years.
After I've completed the defensive driving course for point reduction. How do I notify the New York State DMV?
We will notify the NYS DMV when you complete the course. The notice will be entered on your New York Driving Record, and up to four points will be deducted from the total number of active points on your record. This means that the DMV will not count up to four points on your record towards a driver's license revocation or suspension.
How do I get my insurance discount after completing the course?
Present your certificate of completion to your insurance agent within 90 days to receive your discount. After 90 days, you may still receive a discount, but your insurance agent may issue the discount effective from the date you submitted the certificate.